Workers' compensation

Help injured workers get the care they need, faster

Injured workers deserve a fast, fair process to get the care they need and return to work. Clearspeed helps workers’ compensation teams reduce unnecessary friction while keeping risk of fraud in view throughout the claims journey.

The workers who need care most shouldn't be last in line

When teams have to treat every claim with the same level of scrutiny, the cost lands on the people the system was built to support. Genuine claimants wait longer for care and a return-to-work decision. Investigator time gets stretched thin across cases that didn't need it. The backlog compounds with every new claim. By the time a high-risk claim reaches review, the cost has already grown.

Triage that makes faster, fairer outcomes possible

SPEED

Low-risk claims shouldn't have to wait

When risk of fraud is assessed in seconds, trustworthy policyholders can move forward faster. Injured workers get quicker access to care, return-to-work decisions happen sooner, and the process creates less friction for the majority of people.

CLARITY

Rapid, individualized risk insights at first report

A risk indicator at first report of injury (FROI) lets teams move the genuine majority forward with confidence and focus follow-up where risk of fraud exists. The right claims get attention earlier, before volume starts to blur the picture.

SCALE

Same team, more coverage

Clearspeed screens for risk of fraud across intake, helping your team cover more claims without growing your headcount. Skilled investigators stay focused on the cases that warrant review, while the broader claims process keeps moving.

PRECISION

Get risk insights other tools miss

The signal reaches where claims data can't. At first report and throughout case management, teams get a clearer read on injury severity, co-conspiracy, and injury characterization: risk of fraud that wouldn't surface any other way.

Return-to-work decisions shouldn't take longer than the recovery

The questions

A short set of yes-or-no questions, answered by the claimant at any point in the workers’ compensation claims journey.

The signal

Clearspeed analyzes for risk signals in the vocal response.

The indicator

You receive a clear risk indicator in real time.

Minimal risk

Fast-track to settlement

The claimant moves forward. No delay, no friction.

Elevated risk

Follow up for review

The cases that need a closer look, get one.

FIRST REPORT OF INJURY

First report sets the beat

Catching potential fraud early pays dividends. Miss it, and the costs compound. Clearspeed screens for risk of fraud at first report, giving teams a clearer read before the claim moves deeper into the process and complications take hold. The signal reveals early indicators of:

Misrepresentation of how or when the injury occurred
Undisclosed pre-existing conditions
Exaggerated symptoms or severity
Previous claims history

CO-CONSPIRACY SCHEMES

Fraud rarely travels alone

Workers' comp fraud isn't always a lone actor. Clearspeed screens for risk of fraud across the full claims network: employees, medical practitioners, and employers. The signal reveals early indicators of:

Employee misclassification
Payroll tax evasion
Medical practitioner schemes
Coworker collusion
Bribery or corruption

TEMPORARY TOTAL DISABILITY

Recovery readiness clarity, from the source

A lot can change between first report and return to work. Clearspeed gives teams unique insight into current status without disrupting those on a genuine recovery path. It's a check-in, not a confrontation. The signal reveals early indicators of:

Misrepresentation of ability to perform work duties
Undisclosed outside income
Failure to report return to work
Non-cooperation with investigators

Wherever a decision happens in the policy lifecycle, Clearspeed slots right in

Application

Underwriting

First notice of loss

Claims

Mid-term endorsements

Renewal

Application

Underwriting

First notice of loss

Claims

Mid-term endorsements

Renewal

Pinnacol Assurance

Three times the response rate

Pinnacol tripled its voluntary response rate without adding burden to the claimant or the team.

<2 min

From first question to final result

Standard Clearspeed process

<2 min

From first question to final result

Standard Clearspeed process

50%

Reduction in claims handling time

Pinnacol Assurance

50%

Reduction in claims handling time

Pinnacol Assurance

40%

Reduction in investigations spend

Pinnacol Assurance

40%

Reduction in investigations spend

Pinnacol Assurance

How Clearspeed makes dignity the default

Clearspeed screens for risk of fraud throughout the entire claim lifecycle. Genuine claimants move through faster, and the cases that warrant a closer look get one. That's triage working the way it should. A few yes-or-no questions, with analysis grounded in decades of neuroscience, give workers' compensation teams the visibility they need while easing unnecessary friction.

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Help injured workers get the care they need, faster

The workers who need care most shouldn't be last in line

Triage that makes faster, fairer outcomes possible

Low-risk claims shouldn't have to wait

Rapid, individualized risk insights at first report

Same team, more coverage

Get risk insights other tools miss