Insurance

Clearspeed closes the trust gap between moving fast and making the right call

Clearspeed gives insurers a real-time read on risk of fraud at any point in the policy lifecycle, from application and underwriting to first notice of loss, renewal, and everything in between. Trustworthy policyholders move forward with less friction. The situations worth looking into get the attention they deserve.

When every decision gets the same treatment, everyone pays for it

Insurance runs on trust, but most systems still treat every decision like it needs the same level of rigor. That slows down policyholders, adds drag to the process, and spreads teams thin across situations that were never going to be a problem. Clearspeed changes that with a real-time risk indicator that helps insurers move faster, improve the customer experience, and protect the book.

What changes when policyholders get the experience they deserve

Most policyholders get the green light faster

The genuine majority clears faster at any point in the lifecycle, with less friction and a process that feels fair. The result is a better experience for most policyholders and more room for teams to focus where it matters.

Take on any surge without missing a beat

Your operation keeps moving, whatever the volume. A CAT event, a renewal surge, a busy claims period: Clearspeed handles it without adding to your headcount or sacrificing speed. Fully automated, running through whatever infrastructure you already have.

Treat every voice the same

Every policyholder gets the same automated questionnaire, assessed the same way, regardless of claim size, channel, or circumstance. The vocal characteristics Clearspeed reads are universal and unbiased, with no PII needed. Results are consistent and defensible across the full policy lifecycle.

An insight no record can give you

Pattern detection tells you what someone has done. It can’t tell you what is happening right now. Across the policy lifecycle, Clearspeed gives teams a real-time read. The signal no database holds and no history can ever predict.

Claims

Clear genuine claims faster, without compromising on fraud

Clearspeed provides precise indicators of potential fraud early in the claims process or during deeper investigations. Low-risk claims get cleared faster, lowering exposure and costs.

Clear low-risk claims without the wait
Give investigators the cases that matter
Reduce fraud exposure without adding friction

Underwriting

Accelerate applications, not risk

Clearspeed adds a real-time fraud indicator at the point of application, helping underwriters verify what matters earlier in the process. That means better routing, stronger decisions, and the right premium captured.

Validate what matters earlier
Route applications with more confidence
Capture the right premium

Cat Events

Get trustworthy policyholders on the path to recovery sooner

After a weather event or catastrophe, volume spikes overnight. Genuine customers and opportunistic fraud arrive in the same wave. Clearspeed separates them in real time so that most customers get back to whole faster, and your adjusters go where the real risk is.

Clear the surge before goodwill erodes
Stay ahead of opportunistic fraud moving in behind the event
Deploy adjusters and investigators where the real exposure is

Worker's Compensation

Return-to-work starts with a clearer read

What used to be a queue of paperwork becomes a path back to work. Clearspeed reads the signal at first report, so genuine claimants move forward and the cases that need attention get a closer look.

Approve trusted claims faster
Simplify routine claims follow-ups
Accelerate return to work

Life and Health

Seeing past the blind spots

Underwriting decisions are stronger when teams have the full picture. What applicants self-report and what records show do not always tell the whole story. Clearspeed adds a real-time read at the point of application, helping underwriters see beyond what is disclosed before the policy is written.

Accelerate trusted applications
Reduce follow-on testing and reports
Better capture premium risk

How the voice becomes a signal teams can act on

The questions

The policyholder answers a short set of objective yes-or-no questions.

The signal

Clearspeed analyzes responses for the vocal characteristics that carry the risk signal.

The indicator

You receive a clear indicator of potential risk in real time.

Minimal risk

Clear to proceed

The applicant or policyholder moves forward. No delay, no friction.

Elevated risk

Follow up for review

The cases that need a closer look, get one.

Wherever a decision happens in the policy lifecycle, Clearspeed slots right in

The discovery process works the same at every stage of the policy lifecycle. Only the questions change. At underwriting, it sharpens the decision. At claims, it speeds the resolution. At renewal, it tells you what data alone can't. Your policyholders get a faster, easier experience at every touchpoint.

Application

Underwriting

First notice of loss

Claims

Mid-term endorsements

Renewal

Application

Underwriting

First notice of loss

Claims

Mid-term endorsements

Renewal

How we work with you

Most risk tools come with a disruptive technology project attached. Clearspeed layers in intelligence with what you already have, without touching what's already working.

API connection

Results come back in real time, directly into your existing systems via a secure REST API or through the Clearspeed web app.

Any customer touchpoint

Web, call center, chat. Clearspeed works across the channels you already support. No new interface for your customers to learn.

Any point in the lifecycle

Application, underwriting, claims, renewal. Start where the need is greatest and expand from there.

87%Reduction in the claims lifecycle

58%of claims paid faster

Turn any customer touchpoint into a loyalty moment

In an industry where switching is easy, every customer interaction carries relationship weight. None more than a claim. From first report to settlement, how people are treated is what they remember. Clearspeed reduces friction for the genuine majority so that moment becomes a reason to stay, not a reason to leave.

PODCAST

Listen to Trust Talks

A limited series podcast for insurance people, by insurance people

Only Clearspeed enables a real-time read on potential risk of fraud across the policy lifecycle

Request a demo

Only Clearspeed enables a real-time read on potential risk of fraud across the policy lifecycle

Request a demo